Rates

Rate Information

All rates shown below are monthly deduction amounts for 2026.

Important Notes

Voluntary life rates for employee and spouse coverage are sample premiums.
Disability rates are sample premiums. Your actual monthly deduction is based on plan election, salary, and age.

Your specific premiums can be found on the enrollment portal or by calling the Benefits Service Center.

Health Insurance - Medical Premiums

Anthem HRA Gold

Employee: $213.71
Employee + Spouse: $531.82
Employee + Child(ren): $390.68
Family: $708.79

Anthem HRA Silver

Employee: $146.11
Employee + Spouse: $389.86
Employee + Child(ren): $275.76
Family: $519.51

Anthem HRA Bronze

Employee: $92.12
Employee + Spouse: $276.48
Employee + Child(ren): $183.97
Family: $368.33

Anthem HMO

Employee: $177.21
Employee + Spouse: $455.17
Employee + Child(ren): $328.63
Family: $606.59

UHC HMO

Employee: $217.19
Employee + Spouse: $539.13
Employee + Child(ren): $396.59
Family: $718.53

UHC HDHP

Employee: $81.11
Employee + Spouse: $253.36
Employee + Child(ren): $165.26
Family: $337.51

TRICARE

Employee: $60.50
Employee + Spouse or Child(ren): $119.50
Family: $160.50

Dental Insurance

Dental-Standard Plan

Employee Only: $19.65
Employee + 1: $36.20
Family: $55.58

Dental-Enhanced Plan

Employee Only: $33.63
Employee + 1: $117.59
Family: $129.85

Vision Insurance

Vision-Standard Plan

Employee Only: $8.41
Employee + 1: $12.21
Family: $21.88

Vision-Enhanced Plan

Employee Only: $13.15
Employee + 1: $19.08
Family: $34.19

Voluntary Life Insurance

Voluntary Life - Employee (Sample Premiums)

$10,000 Benefit
Age 25: $0.95
Age 35: $1.30
Age 45: $2.60
Age 55: $5.62
Age 65: $13.33
$50,000 Benefit
Age 25: $4.75
Age 35: $6.50
Age 45: $13.00
Age 55: $28.10
Age 65: $66.65
$150,000 Benefit
Age 25: $14.25
Age 35: $19.50
Age 45: $39.00
Age 55: $84.30
Age 65: $199.95

Voluntary Life - Spouse (Sample Premiums)

$10,000 Benefit
Age 25: $1.12
Age 35: $1.56
Age 45: $3.28
Age 55: $6.96
Age 65: $14.32
$50,000 Benefit
Age 25: $5.60
Age 35: $7.80
Age 45: $16.40
Age 55: $34.80
Age 65: $71.60
$150,000 Benefit
Age 25: $16.80
Age 35: $23.40
Age 45: $49.20
Age 55: $104.40
Age 65: $214.80

Voluntary Life - Child (Actual Premiums)

$10,000: $3.20
$20,000: $6.40

Whole Life

Whole Life - Employee ($10,000)

Non-Tobacco
Age 25: $6.34
Age 35: $7.58
Age 45: $11.25
Age 55: $19.97
Age 65: $40.56
Age 75: $75.77
Tobacco
Age 25: $11.37
Age 35: $13.24
Age 45: $18.44
Age 55: $32.07
Age 65: $56.43
Age 75: $100.00

Whole Life - Spouse ($10,000)

Non-Tobacco
Age 25: $8.05
Age 35: $9.21
Age 45: $13.65
Age 55: $25.64
Age 65: $56.09
Age 75: $118.13
Tobacco
Age 25: $15.12
Age 35: $16.23
Age 45: $23.69
Age 55: $45.20
Age 65: $87.18
Age 75: $169.79

Whole Life - Child(ren) ($10,000 or $20,000)

To Age 26
$10,000: $5.00
$20,000: $10.00

Disability Insurance

Short Term Disability - 14 Day Wait

$40,000 Salary
Age 25: $30.46
Age 35: $28.57
Age 45: $15.74
Age 55: $27.65
Age 65: $41.63
$60,000 Salary
Age 25: $45.69
Age 35: $42.85
Age 45: $23.61
Age 55: $41.47
Age 65: $62.45

Short Term Disability - 30 Day Wait

$40,000 Salary
Age 25: $15.78
Age 35: $14.77
Age 45: $8.12
Age 55: $14.31
Age 65: $21.51
$60,000 Salary
Age 25: $23.68
Age 35: $22.15
Age 45: $12.18
Age 55: $21.46
Age 65: $32.26

Long Term Disability

$40,000 Salary
Age 25: $3.00
Age 35: $6.67
Age 45: $16.00
Age 55: $23.33
Age 65: $29.00
$60,000 Salary
Age 25: $4.50
Age 35: $10.00
Age 45: $24.00
Age 55: $35.00
Age 65: $43.50

Critical Illness

Critical Illness - Employee

$10,000 Coverage
Age 25: $4.20
Age 35: $6.60
Age 45: $10.80
Age 55: $18.00
Age 65: $37.60
$20,000 Coverage
Age 25: $8.40
Age 35: $13.20
Age 45: $21.60
Age 55: $36.00
Age 65: $75.20
$30,000 Coverage
Age 25: $12.60
Age 35: $19.80
Age 45: $32.40
Age 55: $54.00
Age 65: $112.80

Critical Illness - Spouse

$5,000 Coverage
Age 25: $2.65
Age 35: $3.85
Age 45: $6.00
Age 55: $9.60
Age 65: $19.40
$10,000 Coverage
Age 25: $5.30
Age 35: $7.70
Age 45: $12.00
Age 55: $19.20
Age 65: $38.80
$15,000 Coverage
Age 25: $7.95
Age 35: $11.55
Age 45: $18.00
Age 55: $28.80
Age 65: $58.20

Accident

Accident

Employee: $9.50
Employee + Spouse: $16.69
Employee + Child(ren): $21.87
Family: $29.06

Hospital Indemnity

Hospital Indemnity

Employee: $19.06
Employee + Spouse: $33.85
Employee + Child(ren): $28.43
Family: $43.22

Identity Theft

Identity Theft

Employee Only: $8.50
Family: $14.90